Estate Planning Answers

Personal cash-flow management and managing your spending habits are key areas of personal financial management, and are concerns for many families. With fantastic new products arriving in the market daily, managing available cash becomes quite a challenge especially during a weak economy. This also becomes more challenging as we move into the various higher purchasing [...]

Q: My boyfriend and I have been married before and we’ve been very good friends for the last year. We have very different financial situations and are thinking about living together. Do you have some financial guidelines for us? – J .& F—California  A: Before you begin your cohabitation, it’s worthwhile to have a frank [...]

Q: We’ve got three kids ages 4, 6, and 9. We’ve started thinking about their futures. We understand that college education is very expensive and are wondering if a college education in today’s world is really worth it? And if so, how do we pay for it?  — J. & S.R, Illinois  A: Consider that next [...]

Q: Due to the down turn in the economy my husband and I have recently been let go from our employment. We both have several important job interviews coming up and would like your suggestions on dealing with them? – K. & S.J., OR  A: Job interviews can be intimidating, but they can also be [...]

Estate planning is one of the most overlooked areas of personal financial management. It is estimated that over 120,000,000 Americans do not have up-to-date estate plans to protect themselves or their families in the event of sickness, accidents, or untimely death. This costs the affluent and middle classes wasted dollars and hours of emotional hardship [...]